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A city police officer struck by a van and seriously injured while directing traffic in Florida secured a claim for workers’ compensation and a settlement of $1.5 million against the at-fault driver. More recently though, he lost his claim for bad faith insurance. Florida car accident lawyer

Florida’s bad faith insurance law is designed to protect people why buy insurance and fulfill their contractual obligations (paying their premiums) by making sure the insurer acts in good faith when investigating, handling and settling an insured’s claims. Insurers are compelled to settle claims when a reasonably prudent person would. Failure to settle when extended a reasonable offer to do so can give rise to a bad faith insurance action.

In deciding whether an insurer has acted in bad faith, courts are supposed to consider the totality of the circumstances. The standard isn’t negligence but whether the insurer acted diligently with the same speed, care and rigor it would if it were in the insured’s shoes in working to avoid an excess judgment.

In many bad faith insurance claims stemming from auto accidents, the third-party injured person can obtain from the right to step into the shoes of the at-fault driver insured and pursue a claim against the at-fault driver’s auto insurer. That was what happened in the recent bad faith insurance case involving the Florida city police officer. Continue reading

In a review of a federal district court’s handling of a Florida birth injury lawsuit, the U.S. Court of Appeals for the 11th Circuit wrote the lower court, “Did an admirable job of MacGyvering a solution in this case, and we affirm much of what it did.” The appellate court did reverse a small portion of the Florida medical malpractice birth injury decision, which had been appealed by both sides.Naples medical malpractice attorney

There were two primary statutes in play here:

  • The Federal Tort Claims Act, 28. U.S.C. 2674, requiring courts to (as the appellate court put it) “MacGyver a remedy fashioning tort-damages awards against the U.S. where the unique aspects of the federal government make it difficult or impossible to strictly apply a state damages statute to the government… (approximating) the statutory remedy as closely as they can to achieve the ends required by the FTCA.”
  • F.S. 768.78(2), Florida’s medical malpractice damage statute.

Essentially, the court cobbled together a remedy for civil damages in this birth injury lawsuit where the guidelines of both laws weren’t precisely aligned. Naples medical malpractice lawyers recognize this underscores the fact that having an attorney well-versed in federal and state law proves crucial time and again in these cases, particularly when the exact remedy isn’t obvious. It’s the injury lawyer who will be trusted by plaintiff to make a strong case for maximum monetary relief and accountability.  Continue reading

Florida slip-and-fall claims have an undeserved reputation of being exaggerated or a means to make an easy buck with an injury lawsuit . The truth of the matter is falls are one of the leading causes of unintentional injuries and deaths nationally. Falls can occur at home, in health care settings, at work and in business locations (i.e., restaurants, hotels, retail stores, amusement parks, etc.). Work-related falls will most likely be covered by workers’ compensation insurance. Falls involving patients in nursing homes or hospitals may be actionable if there is evidence of negligent care or supervision. Those injured in a fall while patronizing a business may have a cause of action if it can be proven the business breached a duty of care to its customers. That’s no minor hurdle. slip and fall attorney

In 2010, Florida lawmakers passed F.S. 768.0755, which makes it more difficult for those injured in a slip-and-fall involving a transitory foreign substance in a business establishment to obtain compensation. One must prove the business had actual or constructive knowledge of the dangerous condition and failed to remedy it. Actual knowledge would involve a situation where employees either created the hazard or were put on notice of that particular spill. Constructive knowledge involves circumstantial evidence showing the dangerous condition existed long enough the business should have discovered it in using ordinary care or that the condition occurred regularly so was foreseeable.

Although Florida slip-and-fall lawsuits can motivate businesses to be proactive, these incidents nonetheless still occur. A recent CNA Slip and Fall Study Report found that inadequate flooring was the primary culprit in most of these cases. Of the thousands of sites analyzed, the insurance and risk management services provider found that roughly half failed in the dynamic coefficient of friction level (which per the American National Standards Institute is 0.42).  Continue reading

The day after Christmas, a 30-year-old man from Oviedo, Florida was killed when his canoe capsized. Neighbors reportedly tried unsuccessfully to rescue the man after he fell into the water. The Seminole County Sherriff’s office dive team discovered the boat accident victim’s body around 3:25pm.

The victim was apparently not wearing a life jacket, though investigators and rescue crews did see personal flotation devices nearby.

The medical examiner will determine the man’s cause of death. The boat accident is being investigated by the Florida Fish and Wildlife Conservation Commission. A Wildlife spokesperson notes that cold temperatures make caution extra important during the winter months.

Source: Oviedo man dies in boating accident, Orlando Sentinel, December 26, 2009 Continue reading