The widower and surviving children of a 36-year-old woman killed in a Florida car accident three years ago have secured a $13 million verdict against the estate of the driver who caused the crash by making an illegal pass. The family’s wrongful death lawyer says the next step is to pursue a bad faith insurance claim against the auto insurance company that acted in bad faith in failing to settle this claim before trial.
As our West Palm Beach wrongful death lawyers can explain, bad faith insurance claims are those stemming from an insurance company’s failure to act in a reasonable manner when processing, investigating and paying a claim. This remedy exists because legislators and courts recognized that when it comes to settling claims, insurers are in the driver’s seat. They have more expertise, negotiating strength and financial resources than any claimant. That makes good faith and fair dealing of insurers essential. But that doesn’t mean they always do.
Working with an experienced wrongful death lawyer can help reduce the chances that an insurer will attempt to undercut you with a low-ball settlement or refuses to settle for a reasonable amount. If that doesn’t happen, a good lawyer can help you begin to gather evidence to build a solid case for bad faith insurance. Continue reading