Articles Tagged with car accident lawyer

Auto insurers in Florida have two duties with regard to their insureds:

  • A responsibility to indemnify, or pay damages for which insured would otherwise be liable (up to policy limits);
  • Duty to defend insured from legal action (i.e., hire a lawyer and help mount a defense).car accident attorney

Even if an insurer argues it doesn’t have a duty to indemnify (the incident is not one that is covered or the person is not one for whom coverage should be extended), there is often still a duty to defend. Failure to adhere can be a form of bad faith insurance. This could ultimately be an issue for plaintiff to deal with directly if the at-fault driver assigns whatever claims he or she might have had against the insurer for this over to plaintiff as part of whatever settlement is ultimately reached.

Insurers are within their rights to outline the parameters under which they will provide coverage, and there are unfortunately a host of rules and exceptions in almost every policy. However, many times insurers will interpret their policies a bit more broadly than they should, which is why it’s important to have an experienced car accident attorney in South Florida who will fight for you and take them to task. Continue reading

In the midst of the bustle of the holidays, it’s not uncommon for drivers to sacrifice sleep to get where they’re going. While there is a great deal of (deserved) focus on distracted driving and drunk driving during the holidays, drowsy driving is another – often overlooked – catalyst for car accidents in Florida that deserves some attention.car accident attorney

A study by the AAA Foundation for Traffic Safety reveals that 21 percent of all fatal crashes involved a driver who was fatigued, as did 13 percent of all car accidents in which a person was hospitalized for personal injury. That amounts to 109,000 injury crashes and 6,400 deadly crashes every single year attributed to a sleepy driver.

Although a number of states have enacted laws that classify drowsy driving as a criminal offense when it results in a death, Florida is not among those. However, drowsy driving can still be considered negligence if the individual knew or should have known they were too tired to drive. That’s because every motorist has a legal duty of care to other drivers to use reasonable caution behind the wheel. Driving while tired can be considered a breach of that duty because it is a failure to use reasonable care. Still, such claims can be difficult to substantiate, which is why it’s important to have an experienced South Florida injury attorney on your side who can carefully assess the merits and strength of your case. Continue reading

Roughly 3 million people are injured annually in car accidents across the U.S. Meanwhile, there are approximately 800,000 bankruptcies filed every year, according to the Administrative Office of the U.S. Courts. In some instances, people who cause car accidents soon thereafter file for Chapter 7 bankruptcy. Except in cases of drunk driving injuries, a Chapter 7 bankruptcy can effectively releasing a negligent driver from the obligation to pay for personal injuries they caused prior to the bankruptcy filing.car accident attorney

However, as a recent case weighed by the Alabama Supreme Court illustrates, that does not mean injured crash victims are without options. Although this is an out-of-state case, there is the potential for similar cases to arise in Florida, and justices are known to look to sister court rulings when weighing similar legal issues.

According to court records, a husband and wife (plaintiffs) were injured when their vehicle was rear-ended by a vehicle driven by defendant driver. Plaintiffs sued defendant, alleging her negligence caused the crash and their injuries. Their complaint also named their own auto insurer, as they sought to recover underinsured motorist (UIM) benefits. Continue reading